The standard documentation we work from. Two contractor questionnaire versions—standard construction and commercial—plus supporting personal, indemnity, financial, and bond-specific forms.
The documents below are the standard submissions we work from. For an established account, most of these will already be on file with your underwriter and do not need to be resubmitted for each project. All forms are fillable PDFs.
We use two different contractor questionnaires depending on the class of surety being requested. Use the standard construction version for general construction, building trades, and heavy/highway. Use the commercial version for non-construction service and supply agreements—IT services, janitorial, security, transportation, food service, and similar.
The standard new-account application for general construction, building trades, and heavy/highway contractors. Covers business background, ownership, financials, and current work.
The commercial-classes variant, calibrated for service and supply agreements rather than construction. Use for IT, janitorial, security, transportation, food service, environmental, and specialty supply.
Required for each principal owner and any personal indemnitor. Our fillable PDF form or SBA Form 413 are both acceptable.
Required for each personal indemnitor. Authorizes Surety One to secure consumer reports and to verify submitted information.
A current schedule of contracts in progress showing contract price including approved change orders, original estimate of gross profit, total amount billed to date including retainage, total costs incurred, estimated cost to complete, revised estimate of gross profit, and estimated completion date. Includes contracts completed since the last report date.
Bond-specific request for subdivision bonds. Include assurance letter from construction lender or fund-control facility, engineer's cost estimate, required bond forms, subdivision agreement, vicinity map, and environmental survey.
For every contract surety account, the following current financial documentation is required in addition to the completed contractor questionnaire:
The master agreement between the surety and the contractor's principals establishing the obligation to indemnify the surety against any loss. Executed once at account establishment. Sent by your underwriter upon initial approval.
Where personal indemnity is required from married principals, a spousal indemnity is typically required in most community-property jurisdictions to preserve the surety's rights against community assets.
Where a subsidiary or special-purpose entity is the principal on the bonds, corporate guarantee from the parent or sponsor is generally required.
Bond forms are executed by the surety at the point of bond issuance, from the specific form required by the obligee. Common standard forms:
| Form | Purpose | Issuer |
|---|---|---|
| SF 24 | Federal bid bond | U.S. Government |
| SF 25 | Federal performance bond | U.S. Government |
| SF 25A | Federal payment bond | U.S. Government |
| AIA A310 | Private bid bond | American Institute of Architects |
| AIA A312 | Private performance bond and payment bond | American Institute of Architects |
| State DOT forms | Various state transportation projects | State department of transportation |
If an obligee has published a required bond form, provide it with the initial bond request. Attempts to modify prescribed federal or state forms are generally rejected.
Also needed by most GCs
Every general contractor working across state lines needs multiple L&P bonds. Surety One writes contractor license bonds, municipal permit bonds and combined license/performance bonds nationwide.
The most efficient submission method is a single email to underwriting@suretyone.com with all required documents attached. Alternatively:
If you have questions about what is required for your specific situation, call an underwriter directly at (800) 373-2804. Most accounts can be scoped in a single conversation before any document is submitted.
Direct access to senior underwriters. Thirty-plus years of experience. $250mn maximum single-program capacity in all 53 states and territories.